Speed on the Highway with IppoStack's APIs.

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    "success": true,
    "message": "UPI Transfer",
    "data": {
        "transfer" : {
            "status": "received",
            "trans_id": trans_VRm7frCeE,
            "trans_ref": "test24",
            "vpa": "testvpa@bank",
            "pay_mode": "UPI",
            "amount": "10",
            "trans_type": "CREDIT",
            "init_source": "paytm",
            "remarks": false
            "updatedAt": 2021-05-11T14:59:07.594Z"
            "createdAt": 2021-05-11T14:59:07.594Z
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    "success": true,
    "message": "Beneficiary Detail",
    "data": {
            "account": {
                        "number": "501000000012345678",
                        "ifsc": "HDFC0000001"
                "name": {
                    "first": "",
                    "last": "",
                    "full": "Jaikumar R"
                "status": "active",
                "merchant_id": "XXXXXX",
                "beneficiary_id": "bene_XXXX",
                "createdAt": "2021-05-11T14:23:04.668Z"
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    "success": true,
    "message": "Payout Accepted",
    "data": {
        "transfer": {
            "status": "accepted",
            "merchant_id": "TaodSgGa",
            "trans_id": "trans_VRm7frCeE",
            "trans_ref": "test24",
            "beneficiary": {
                "account": {
                    "number": "501000000001",
                    "ifsc": "HDFC0000001"
                "beneficiary_id": "bene_0sWxgFdY@",
                "beneficiary_ref": "jaikumarr"
            "pay_mode": IMPS,
            "amount": 10,
            "total_deduction": 15,
            "product_type": "payout",
            "trans_type": "DEBIT
            "init_source": "api",
            "remarks": "Testing",
            "updatedAt": "2021-05-11T14:59:07.594Z",
            "createdAt": "2021-05-11T14:59:07.594Z"
Build the future
of financial services
Bank Account Verification
Checks to verify the authenticity and
credibility of bank accounts.
UPI ID Verification
Checks to verify the authenticity and
credibility of UPI Id's.
Fund Transfers
Transfer money to single or multiple accounts
through banking routes or UPI
User Management
Authorize and regulate your payment
ecosystem with your trustees
Virtual Account Creation
Sign up to generate a unique virtual
account number to your identity.
Bulk Transfers
One click to process payments to
all your pre-structured payees.
UPI Payment's User Journey

UPI integration is a way to enable businesses to provide a faster checkout experience for mobile web or app users.

  • User selects UPI as payment mode and enters VPA
  • All UPI apps on user’s mobile show up in list form
  • User selects on a UPI app & is taken to the respective app
  • Makes payment
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Unlearn Banking and Integrate IppoStack's API !
Loans applied for, are disbursed 2x faster through tech-powered credit decisions. A conventional bank lending process would easily take no less than 3 to 4 months for a "cash in hand". There are no realtime collateral agreements, it’s an easy paperless process which runs on high speed and low risk.
Learn more
All borrowers and creditors use IppoPay’s virtual account API to make recurring payments against their loan amount and other payables. A merchant has a super-efficient visibility of all his inward payments which helps him track and manage his collections from a multi-dimensional viewpoint.
Learn more
Marketplace Finance Solutions
Trading online has skyrocketed and digital management of marketplace finance is an unquenching thirst. IppoPay’s API stacks are perfectly designed to solve all payables, receivables and accounting needs.
Seller Payouts
As sellers hurl in invoices, our Payouts API runs instant KYC credibility checks and balances to approve the funds and process the settlements. Also track all your cash out-flows, incoming updates and acknowledgements in a single dashboard.
Process Refunds
As tickets for refunds flow in, our Payouts API checks their genuinity, does a series of requests and responses in accordance to the norms and policies and gives a GO for an instant refund settlement on your customer's account.
Pay Your Affiliates
Digitize all your affiliate commissions as you pay your bloggers, social media influencers and other growth providers online. Give them their perks via IppoPay’s neo-banking platform. Payout links allow you to settle payments without the need of account details.